Four profiles showing how Eliateam tailors its AI agents to the needs of a financial institution: deal structuring, risk management, compliance & controls and wealth advisory. Every agent is configured on your own tools, reference data and compliance procedures.
Wealth advisory
Wealth Advisor Agent
Personalized asset allocation, wealth scenario simulation, tax optimization and tailored client portfolio tracking.
Investment banking
M&A / Corporate Finance Agent
Deal analysis, company valuation, information memorandum drafting and real-time transaction pipeline tracking.
Compliance & controls
Compliance & Controls Agent
Permanent controls and counterparty due diligence (KYC); daily monitoring of securities alerts to prevent insider trading and internal fraud detection — the hardest risk to control; monitoring of domestic (SEPA transfers) and international (SWIFT messages) payment flows with real-time embargo screening under customs regulations (e.g. Russia sanctions) — international activity carries the highest sanctions and reputational risk. Built around the applicable financial services code and regulator requirements (AMF, ACPR, AFA, AMLA).
Risk management
Risk Analyst Agent
Central credit risk function aligned with BCBS 239, ESG integration in rating models, model risk oversight (validation, backtesting, drift detection) and prudential regulatory reporting (COREP/FINREP).
A real day-in-the-life example for each of the four agents.
Wealth Advisor Agent
Client · 6:05 PMI just sold my company, €1.2M to invest. What would you recommend?
Agent · 6:09 PMThree scenarios simulated (conservative, balanced, growth) with a tax comparison of flat tax vs. progressive scale. Meeting proposed Thursday 3 PM with your advisor to decide.
Thursday 3 PMMeeting confirmed, client already reviewed the simulation file before the call.
M&A / Corporate Finance Agent
Partner · 1:42 PMPut together a valuation summary for the Meridian file before the 2 PM committee.
Agent · 1:47 PMDCF valuation done: range €82-95M at WACC 8.2-9.1%. Sector comparables align at €88M. Two-page memo sent, net debt flagged as a watch point.
Committee · 2:00 PMFile reviewed by all 5 attendees, no open questions before the meeting.
Compliance & Controls Agent — international flows, the most sensitive risk
System alert · 3:50 PMOutgoing SWIFT transfer of €180,000 to a counterparty based in Beirut, account linked to an entity on an asset-freeze list (terrorist financing).
Agent · 3:50 PMAutomatic screening against sanctions lists (EU, OFAC, UN) triggered: counterparty identified on an asset-freeze list. Transfer blocked before execution, case forwarded to compliance and the relevant treasury authority for review.
4:20 PMBlock confirmed, filing made with the competent authority. No breach of sanctions — the costliest sanctions and reputational risk, neutralized before execution.
System alert · 2:02 PMUnusual pattern detected: a relationship manager approved 3 limit overrides within 48h on accounts linked to their declared close family members.
Agent · 2:05 PMInternal fraud risk score 91/100 — cross-referenced declared family ties with approved overrides. Case forwarded to internal audit, employee access restricted as a precaution.
Internal audit · next dayInvestigation opened, precautionary measures confirmed by risk management.
Compliance officer · 10:20 AMThere's an unusual transaction on client file X247 — does it warrant a suspicious activity report?
Agent · 10:26 AMAnalysis complete: 3 alert criteria confirmed (atypical structuring, counterparty in a high-risk zone, no economic justification). Suspicious activity report pre-drafted for the relevant financial intelligence unit in the applicable jurisdiction, evidence file attached (12 documents), within the regulatory deadline.
After sign-off · 11:05 AMReport filed through the dedicated portal, acknowledgment of receipt logged. Client placed under enhanced monitoring, non-disclosure obligation respected.
Risk Analyst Agent
System alert · 9:14 AMCredit rating model drift on the corporate portfolio: Gini index down from 0.71 to 0.63 over 6 months, concentrated in the fossil fuel sector.
Agent · 9:20 AMModel risk confirmed — recalibration required. Drift correlated with borrowers' energy transition trajectory in the sector (ESG risk). Alert forwarded to the central credit risk function with a recommendation to review before the quarterly BCBS 239 close.
Risk management · next dayRecalibration approved, sector exposure reduced by 8% pending the new rating.
Illustrative demo — fictional profiles, no real client data.